With the market volatility at what seems like an all-time high, we tend to focus on our monthly statements showing an ever changing or declining investment balance. What do we do now? Research: looking for the companies with positive cash flows (we like good cash flow) and industries that will continue to grow. We look […]
Have we seen the worst? I think this question is easy to answer, at least right now. There is undoubtedly more pain for investors as pandemic policies continue to be rolled back and central banks are implementing a coordinated hawkish policy. I am certain that most everyone reading this has heard from either the news […]
by Keythe Aguilar, CFP. The planning process is a series of steps, when taken in sequence, may help the client reach their goals. Defining that goal is the challenge. I really believe people are so conditioned to think in terms of how much money they have at retirement that they miss connecting with their own […]
People spend more than 30 years saving for retirement. That vision of retirement frees them to spend time traveling, or pursuing a second career or favorite hobby, time with family and other personal pastimes. What most people don’t realize is that it’s not just about saving money to be set up for a happy and […]
Despite the sharp daily gains followed by steep losses, we are no worse off in the market than we were back in March, that is until last Friday. So what has happened in the last five weeks that has the markets changing direction once again? Corporate earnings are not to blame. By Barclays’ estimate, companies are […]
